Saturday, May 31, 2014

Top Tech Companies To Invest In Right Now

Top Tech Companies To Invest In Right Now: Velti plc(VELT)

Velti plc provides mobile marketing and advertising solutions for mobile operators, ad agencies, brands, and media groups. The company?s Mobile Marketing Platform (MMP) helps businesses to plan, execute, monitor, and measure mobile marketing or advertising campaigns on various digital delivery channels, including Internet sites, SMS and MMS, mobile TV, mobile communities, mobile applications, location-based services, and mobile social networking. Its MMP also helps in the creation of mobile Websites, portals, blogs, content, iPhone applications, branded games, and mobile widgets; and in the mobile marketing through mobile clubs, mobile content, contests, couponing, alerts and tips, photo/text to screen, green screen, and image remix applications. In addition, MMP offers Mobile CRM solutions that help in the creation and management of mobile communities, mobile broadcasts, member management, segment management, member rewards, multichannel registration, and advanced profil ing. It has operations in Europe, North America, the Middle East, and Asia. The company was founded in 2000 and is based in London, the United Kingdom.

Advisors' Opinion:
  • [By Roberto Pedone]

    Another under-$10 name that's quickly moving within range of triggering a big breakout trade is Velti (VELT), which provides mobile marketing and advertising technology solutions that enable brands, advertising agencies, and mobile operators to implement interactive and measurable campaigns by communicating with and engaging consumers via their mobile devices. This stock has been destroyed by the bears so far in 2013, with shares off sharply by 91%.

    If you take a look at the chart for Velti, you'll notice that this stock recently gapped down big from over $1 a share to 33 cents per share with monster downside volume. Following that gap down, shares of VELT have started to consolidate and move sideways between 33 cents per share on th! e downside and 44 cents per share on the upside. Shares of VELT are spiking sharply higher on Thursday above some near-term support at 35 cents per share. That move is pushing this stock within range of triggering a big breakout trade above the upper-end of its recent sideways trading chart pattern.

    Market players should now look for long-biased trades in VELT if it manages to break out above some near-term overhead resistance at 44 cents per share with high volume. Look for a sustained move or close above that level with volume that hits near or above its three-month average action of 2.02 million shares. If that breakout triggers soon, then VELT could easily explode higher and potentially re-test its gap down day high from August at 66 cents per share.

    Traders can look to buy VELT off weakness to anticipate that breakout and simply use a stop that sits right below some key near-term support levels at 35 cents to 33 cents per share. One can also buy VELT off strength once it clears 44 cents per share with volume and then simply use a stop that sits a comfortable percentage from your entry point.

  • source from Top Penny Stocks For 2015:http://www.seekpennystocks.com/top-tech-companies-to-invest-in-right-now.html

Friday, May 30, 2014

Finally — new VW Golf hits U.S showrooms

Volkswagen finally put its seventh-generation Golf on sale in the U.S., starting with the high-performance GTI.

VW announced the arrival of the GTI at dealerships Friday, but conceded that the first sales probably were over Memorial Day weekend.

The Gen-7 Golf has been sold overseas since late 2012. VW said it delyed a U.S. launch until it could shift production of the car from Germany to VW's Puebla, Mexico, factory, where it also makes the Jetta and Beetle for the U.S. and overseas markets.

Starting with a niche model, the GTI, means that the automaker's new Golf assembly operation in Puebla initially can run slower to work out any bugs, if VW chooses to do that.

The Gen-7 Golf is a little bigger than its predecessor, but weighs as much as 79 pounds less. Engines are more powerful, but mileage is better.

The GTI starts at $25,215, for the two-door, manual transmission model with 2-liter, 210-horsepower turbocharged gasoline four-cylinder engine. Power rises to 220 hp with the $1,495 Performance Package of features that also includes a limited-slip front differential and bigger brakes.

The standard Golf starts at $18,815. That's a so-called "Launch Edition." Like the basic Golf, it's a two-door with manual and 1.8-liter, 170-hp, turbo four-cylinder. It's $1,000 less than what will become the base Golf, called "S," once sales are rolling.

To keep the price down, Launch gets steel wheels instead of alloys, cloth seats instead of VW's V-Tex leatherette (vinyl) and lacks the Golf S Car-Net telematic system.

Golf TDI (VW's designation for its diesel) will start at $22,815, and is available only as a four-door. The diesel engine is a new design, though its specifications are similar to the TDI it replaces. It gets a 10-ho boost, to 150 hp, and has the same 236 lbs.-ft. of torque as the current version

The Golf is VW's best-selling car worldwide, but is a mid-pack seller among VW models in the U.S.

The 2015 Golf is 2.1 inches longer than the the pr! evious model, 0.5 of an in. wider and the roof sits 1.1 in. lower. The 2015 lineup is as much as 79 pounds lighter than the cars being replaced.

Front wheels are 1.7 in, further forward as VW moves toward a "cab rearward" look that marks larger, premium cars, as well as recently designed mainstreamers such as Mazda6.

Mileage:

GTI is rated by the government at 25 mpg in the city, 34 (33 with automatic transmission) on the highway, 28 in combined city/highway driving. That's up from ratings of 21/31/25 for the 2014 manual and 24/32/27 for the automatic.1.8-liter four-cylinder gasoline turbo in most models is rated by VW at 26/37 with manual gearbox, 26/36 with automatic. VW gives no combined city/highway rating, and the government hasn't yet rated the Golf's new engine. It replaces the 2.5-liter five-cylinder which has a government rating of 23/30./26.2-liter diesel is rated by VW at 31/42 with manual, and isn't yet rated by the automaker with automatic transmission. No government rating yet. The diesel it replaces is rated by the government at 30/42/34.

That $41 Trillion Wealth Transfer Now Officially $59 Trillion

The vaunted $41 trillion wealth transfer that is the subject of every other broker-dealer conference since the turn of the millennium has been freshly updated — and upgraded: It’s now reached $59 trillion.

Broker-dealers and asset management firms have long implored their advisor sales force to get a piece of this money in motion — part of the largest transfer of wealth in history.

Now the Center on Wealth and Philanthropy (CWP) of Boston College has released an update of its 1999 report that was the source for the oft-cited $41 trillion figure.

Importantly, the higher number, representing the amount of national wealth to be transferred over a 55-year period, does not signify an increase of $18 trillion.

That is because the $40.6 trillion figure from CWP’s 1999 study was expressed in 1998 dollars, which translates to $52 trillion in 2007 dollars.

The updated wealth transfer estimate, also expressed in 2007 dollars, is therefore $7 trillion greater — a significant finding given the ravages of the Great Recession, which impacted the finances of Americans making bequests and charitable donations at the start of the 55-year period under study (from 2007 to 2061; the earlier estimate was based on the 55 years from 1998 to 2052).

Indeed, the precipitous decline in growth that marked the Great Recession’s 2007 onset forms the back story that the report’s authors, John Havens and Paul Schervish, investigated in their wealth study.

While they found the loss of wealth to be pervasive, with the wealthy losing more in dollar terms, they found the impact of loss to be quite skewed in impact: the top 10% of households with net worths of $1 million or more lost about 21% of their wealth compared to an 81% decline in wealth for the 50% of households with net worth under $100,000.

The key reason for this disparate impact was the much higher levels of debt among the less affluent; liabilities, just like assets, are a factor in net worth and less wealthy households carry higher debt than wealthier households.

“Since the proportional reduction of wealth was smaller among the wealthy households that donate the most to charitable causes and that account for the majority of wealth transfer as compared with households at the lower end of the distribution, the recession’s impact on wealth transfer and charitable giving was somewhat attenuated,” the CWP report finds.

Nevertheless, the report estimates that had there been no Great Recession, wealth transfer in the current period under study would be some 25% greater — amounting to $73.3 trillion.

A key finding of the report of potential interest to financial advisors is a wave of new wealth transfer — growing both in frequency and in the amount transferred — by wealthy households aged 65 to 79. “This transfer was not evident before the millennium,” the authors write.

Indeed, the CWP report cites anecdotal evidence from wealth advisors and financial planners, buttressed by statistics:

“We are told that more assets are being transferred via trusts, partnerships, direct gifts, and other vehicles of transfer during the lifetime of wealth holders than was the case 10 to 15 years ago.”

Meanwhile, Federal Reserve data indicates “consistently higher” inheritances in recent years than one would expect from estate tax data emanating from the IRS. Another finding of the report is that maintaining the high level of estate tax exemption initiated during the Bush administration (rather than reverting to 2001 levels) leads to significantly greater wealth transfer and charitable giving.

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But perhaps the most important takeaway for financial advisors — and the broker-dealers urging them to help Americans pass on their great wealth — is that nearly all of that $59 trillion in motion comes from the very wealthiest Americans.

Americans with more ordinary incomes transfer wealth and give to charity — but they lack the financial resources to make large bequests.

In terms of final estates (i.e., excluding lifetime gifts), the CWP report finds that just 5% to 20% of households with $1 million or more in wealth account for roughly 63% to 8% of transfer to take place during the 55-year period under study.

As for philanthropic giving, “roughly half the donations to charitable causes each year are made from households with less than $1 million in wealth; the other half are made from households with $1 million or more,” the report finds.

---

Check out 10 Steps to Becoming a Multigenerational Advisor: Pershing on ThinkAdvisor.

Thursday, May 29, 2014

Netflix Reveals Wildly Unique Way it Selects New Shows, Movies

To know how popular a TV show is, look no further than the number of illegal online downloads of the series.

Gearing up for a launch event in the Netherlands, Netflix (NFLX) Vice President of Content Acquisition Kelly Merryman explained how illegal downloading sites factor in to the decision-making process.

“With the purchase of series, we look at what does well on piracy sites," she told the news site Tweakers.

Merryman cited Prison Break as one such show that was so popular in the online downloading world, Netflix decided to purchase broadcasting rights for the show.

In a separate interview Netflix CEO Reed Hastings adds that his company is aware of the many people who download content without permission via torrent sites. However, this is not exclusively a bad thing, as it also creates demand for the content Netflix is offering.

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"Certainly there's some torrenting that goes on, and that's true around the world, but some of that just creates the demand," Hastings says.

In the past, Netflix has noted that it is killing these illegal downloading sites — pointing out the BitTorrent traffic dropped 50% in Canada after the site launched there three years ago.

Eventually these BitTorrent users may want to switch to Netflix as it's a much better user experience than torrenting, according to the CEO.

Wednesday, May 28, 2014

10 Best US Stocks To Own Right Now

10 Best US Stocks To Own Right Now: Continental Gold Ltd (CGOOF.PK)

Continental Gold Limited is an exploration-stage company. The Company is engaged in the acquisition, exploration, evaluation and development of principally gold resource properties in Colombia. The Company holds the rights to explore and develop six properties in Colombia totaling approximately 122,317 hectares. The Buritica project encompasses an aggregate area of 57,588 hectares and is located about 75 kilometers northwest of Medellin in the Antioquia Department of north-western Colombia. The Berlin project covers an aggregate area of 25,059 hectares. The project area is located 90 kilometers north of Medellin in the Antioquia Department. The Dominical project encompasses an aggregate area of 24,327 hectares and is located in southern Colombia in the Cauca Department. The project area is consists of four registered concessions totaling 5,590 hectares, five pending registration concessions totaling 3,426 hectares and 10 concession applications covering 15,311 hectares. Advisors' Opinion:
  • [By Markus Aarnio]

    Other gold miners that have seen intensive insider buying during the past four months include St. Andrew Goldfields (STADF.PK), Continental Gold (CGOOF.PK), Kinross (KGC) and Agnico-Eagle Mines (AEM).

  • source from Top Penny Stocks For 2015:http://www.topstocksforum.com/10-best-us-stocks-to-own-right-now.html

Nine Lessons from the Greatest Trader Who Ever Lived

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The stock market has certainly produced its share of heroes and villains over the years. And while villains have been many, the heroes have been few.

One of the good guys (for me, at least) has always been Jesse L. Livermore. He's considered by many of today's top Wall Street traders to be the greatest trader who ever lived.

Leaving home at age 14 with no more than five bucks in his pocket, Livermore went on to earn millions on Wall Street back in the days when they still literally read the tape.

Long or short, it didn't matter to Jesse.

Instead, he was happy to take whatever the markets gave him because he knew what every good trader knows: Markets never go straight up or straight down.

In one of Livermore's more famous moves, he made a massive fortune betting against the markets in 1929, earning $100 million in short-selling profits during the crash. In today's dollars, that would be a cool $12.6 billion.

That's part of the reason why an earlier biography of his life, entitled Reminiscences of a Stock Operator, has been a must-read for experienced traders and beginners alike.

A gambler and speculator to the core, his insights into human nature and the markets have been widely quoted ever since.

Here are just a few of his market beating lessons:

On the school of hard knocks: The game taught me the game. And it didn't spare me rod while teaching. It took me five years to learn to play the game intelligently enough to make big money when I was right.

On losing trades: Losing money is the least of my troubles. A loss never troubles me after I take it. I forget it overnight. But being wrong - not taking the loss - that is what does the damage to the pocket book and to the soul.

On trading the trends: Disregarding the big swing and trying to jump in and out was fatal to me. Nobody can catch all the fluctuations. In a bull market the game is to buy and hold until you believe the bull market is near its end.

On sticking to his plan: What beat me was not having brains enough to stick to my own game - that is, to play the market only when I was satisfied that precedents favoured my play. There is the plain fool, who does the wrong thing at all times everywhere, but there is also the Wall Street fool, who thinks he must trade all the time. No man can have adequate reasons for buying or selling stocks daily - or sufficient knowledge to make his play an intelligent play.

On speculation: If somebody had told me my method would not work, I nevertheless would have tried it out to make sure for myself, for when I am wrong only one thing convinces me of it, and that is, to lose money. And I am only right when I make money. That is speculating.

On respecting the tape: A speculator must concern himself with making money out of the market and not with insisting that the tape must agree with him. Never argue with it or ask for reasons or explanations.

On human nature and trading: The speculator's deadly enemies are: Ignorance, greed, fear and hope. All the statute books in the world and all the rule books on all the Exchanges of the earth cannot eliminate these from the human animal.

On riding the trend to the big money: Men who can both be right and sit tight are uncommon. I found it one of the hardest things to learn. But it is only after a stock operator has firmly grasped this that he can make big money. It is literally true that millions come easier to a trader after he knows how to trade than hundreds did in the days of his ignorance.

On the nature of Wall Street: Wall Street never changes, the pockets change, the suckers change, the stocks change, but Wall Street never changes, because human nature never changes.

So, what ever happened to Jesse L. Livermore?

He didn't die a poor man - not by any stretch of the imagination.

But he did take his own life, believing he was "a failure," which proves once again that money can't buy happiness.

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Tuesday, May 27, 2014

Searching for the Market Boogeyman

With the stock market reaching all-time record highs (S&P 500: 1900), you would think there would be a lot of cheers, high-fiving, and back slapping. Instead, investors are ignoring the sunny, blue skies and taking off their rose-colored glasses. Rather than securely sleeping like a baby (or relaxing during a three-day weekend) with their investment accounts, people are biting their fingernails with clenched teeth, while searching for a market boogeyman in their closets or under their beds.If you don't believe me, all you have to do is pick up the paper, turn on the TV, or walk over to the office water cooler. An avalanche of scary headlines that are spooking investors include geopolitical concerns in Ukraine & Thailand, slowing housing statistics, bearish hedge fund managers (i.e., Tepper Einhorn, Cooperman), declining interest rates, and collapsing internet stocks. In other words, investors are looking for things to worry about, despite record corporate profits and stock prices. Peter Lynch, the manager of the Magellan Fund that posted +2,700% in gains from 1977-1990, put short-term stock price volatility into perspective:"You shouldn't worry about it. You should worry what are stocks going to be 10 years from now, 20 years from now, 30 years from now."Rather than focusing on immediate stock market volatility and other factors out of your control, why not prioritize your time on things you can control. What investors can control is their asset allocation and spending levels (budget), subject to their personal time horizons and risk tolerances. Circumstances always change, but if people spent half the time on investing that they devoted to planning holiday vacations, purchasing a car, or choosing a school for their child, then retirement would be a lot less stressful. After realizing 99% of all the short-term news is nonsensical noise, the next important realization is stocks are volatile securities, which frequently go down -10 to -20%. As much as amateurs and professionals say or t! hink they can profitably predict these corrections, they very rarely can. If your stomach can't handle the roller-coaster swings, then you shouldn't be investing in the stock market.Bear-markets generally coincide with recessions, and since World War II, Americans experience about two economic contractions every decade. And as I pointed out earlier in A Series of Unfortunate Events, even during the current massive bull market, a recession has not been required to suffer significant short-term losses (e.g., Flash Crash, Greece, Arab Spring, Obamacare, Cyprus, etc.). Seasoned veterans understand these volatile periods provide incredible investment opportunities. As Warren Buffett (Trades, Portfolio) states, "Be fearful when others are greedy, and be greedy when others are fearful." Fear and panic may be behind us, but skepticism is still firmly in place. Buying during current skepticism is still not a bad thing, as long as greed hasn't permeated the masses, which remains the case today.Overly emotional people that make investment decisions with their gut do more damage to their savings accounts than conservative, emotional investors who understand their emotional shortcomings. On the other hand, the problem with investing too conservatively, for those that have longer-term time horizons (10+ years), is multi-pronged. For starters, overly conservative investments made while interest rate levels hover near historical lows lead to inflationary pressures gobbling up savings accounts. Secondly, the low total returns associated with excessively conservative investments will result in a later retirement (e.g., part-time Wal-Mart greeter in your 80s), or lower quality standard of living (e.g., macaroni & cheese dinners vs. filet mignon).Most people say they understand the trade-offs of risk and return. Over the long-run, low-risk investments result in lower returns than high risk investments (i.e., bonds vs. stocks). If you look at the following chart and ask anyone what their preferred path would b! e over th! e long-run, almost everyone would select the steep, upward-sloping equity return line.Source: Betterment.com / Stocks for the Long RunSource: Betterment.com / Stocks for the Long RunYet, stock ownership and attitudes towards stocks remain at relatively low and skeptical levels (see Gallup survey in Markets Soar and Investors Snore). It's true that attitudes are changing at a glacial pace and bond outflows accelerated in 2013, but more recently stock inflows remain sporadic and scared money is returning to bonds. Even though it has been over five years, the emotional scars from 2008-2009 apparently still need some time to heal.Investing in stocks can be very scary and hazardous to your health. For those millions of investors who realize they do not hold the emotional fortitude to withstand the ups and downs, leave the worrying responsibilities to the experienced advisors and investment managers like me. That way you can focus on your job and retirement, while the pros can remain responsible for hunting and slaying the boogeyman.www.Sidoxia.comWade W. Slome, CFA, CFP®Plan. Invest. Prosper.DISCLOSURE: Sidoxia Capital Management (SCM) and some of its clients hold long positions in certain exchange traded funds and WMT, but at the time of publishing SCM had no direct position in any other security referenced in this article. No information accessed through the Investing Caffeine (IC) website constitutes investment, financial, legal, tax or other advice nor is to be relied on in making an investment or other decision. Please read disclosure language on IC Contact page.

Currently 4.00/512345

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Rating: 4.0/5 (1 vote)

Voters:

Monday, May 26, 2014

VW Passat diesel is elegant mileage champ

The current Volkswagen Passat diesel is being shown the door, with its engine to be replaced later this year by a new diesel that will be widely used in VW's U.S. lineup.

Other updates are due next year for the 2016 Passat.

But the current diesel model remains popular — 42% of Passats sold in April were diesel. And it was a good month for Passat, so that's 42% of a strong number.

VW's usual "take" rate for the TDI — VW's name for the diesel — is about 23%, so VW either was giving away the diesel Passat last month, or people suddenly realized that diesels are a good way to boost mileage without the complexity of a gas-electric hybrid.

A heavily promoted bonus for buyers — a $1,000 card for diesel fuel — surely helped. Based on recent diesel prices and the car's combined city/highway mileage rating for the car, the card is worth roughly 8,600 free miles.

Test Drive wanted to say farewell to the current Passat TDI with a reminder drive, hoping for more insight into why so many sold last month. And insights we got, though not all strictly related to the TDI powerplant:

Expect good but not stupendous mileage in the city. That's what hybrids are for. Diesels excel on longer runs.

We notched about 25 mpg in short-hop suburban schlepping; about 29 in longer suburban trips; and about 50 on the highway.

Auto editor Fred Meier reported an astonishing 53.1 mpg with a different but similarly outfitted Passat TDI in 1,579 mostly highway miles from the East Coast over the mountains to the Midwest and back and driven, shall we say, not always gently.

That tester was similar to VW's record-setting Passat that got 77.99 mpg in 8,122 miles through the Lower 48 states. The record-setter, though, had special tires and was driven strictly for mileage, without much regard for speed, convenience or comfort.

The 53.1 was in the real world: 800 pounds of people and cargo, AC on, keeping up with, or passing, the Joneses on the turnpike.

Don't expect gee-w! hiz electronics. For example, the backup camera has a dimmer image than some rivals, making it harder to use in low light. And phone pairing was non-pairing with our too-hip Windows phone. IPhone had better luck, maybe you will, too.

Be delighted by the very roomy back seat. Look for opportunities to carry passengers back there. Remarkable.

Renew your understanding of "elegant," an oft-misused word meaning high-class simplicity. Passat's interior is laudable for the elegance of its straightforward dash, gauges, upholstery and trim. The exterior is likewise applause-worthy for not trying too hard in pursuit of "styling."

Reacquaint yourself with comfort. Passat's seats are close to the Goldilocks Baby Bear standard: just right. Firm, supportive but not back-breakers, as in some Europeans. Great for road trips.

Be reminded how pleasant it is to pilot an engaging car. No-drama corners. Treat-filled steering and stopping.

We found the ride could turn a bit choppy on wrinkled asphalt, which sounds like a "duh," but other test vehicles have handled that area more gracefully.

What about that new EA288 diesel due in a few months? VW says it's rated 150 horsepower, up 10 hp, with the same 236 pounds-feet of torque. And it says emissions-reducing changes also result in better throttle response. We'd vote for that. While the test car wasn't sluggish, especially once it picked up a bit of speed, it could have felt perkier.

Passat strikes us as a very good sedan, able to satisfy practical needs and driving enthusiast longings. Equip it with the TDI and it enjoys a "green" credential hard to find elsewhere.

But if we were writing the check, we'd wait to try the new engine, or perhaps even bide our time until the updated 2016 model next year, hoping it has friendlier electronics and a handful of other updates. Without losing its elegance, of course.

WHAT STOOD OUT

Highway mpg: 50 or more without trying.

Comfort: Lots of room, great seats.

! Driving feel: Nice mix of comfy, sporty.

ABOUT THE 2014 VW PASSAT

What? Midsize, front-drive, five-passenger, diesel-power sedan; VW calls its diesels TDI.

Where? Built at Chattanooga, Tenn.

How long? Current-design Passat on sale Since September 2011. New diesel engine's coming this summer and overall freshening of the car a year after that.

How much? Passat TDI SE, the lowest-price diesel, starts at $27,115, including $820 shipping, $2,350 more than most similar gasoline model. Top diesel model, TDI SEL Premium, starts at $33,815.

What makes it go? 2-liter, four-cylinder, turbocharged diesel rated 140 horsepower at 4,000 rpm, 236 pounds-feet of torque at 1,750 rpm. Six-speed manual standard, six-speed automatic optional.

How big? Within an inch of Honda Accord all around. Passat has 102 cubic feet of passenger space, 15.9 cu. ft. in the trunk. Weighs 3,393 lbs. (163 lbs. more than gasoline model).

Rated to carry 1,155 lbs. (manual) or 1,237 lbs. (automatic) of people, cargo, accessories.

How thirsty? Manual rated 31 mpg city, 43 highway, 35 combined. Automatic: 30/40/34. Burns low-sulfur diesel, holds 18.5 gal.

Manual test car registered 25.8 mpg (3.88 gallons per 100 miles) in mainly short suburban hops, 29.8 mpg (3.36 gal./100 mi.) in longer suburban trips.

Colleague driving similarly equipped 2012 model recently got 53.1 mpg (1.88 gal./100 mi.) in about 1,500 miles of mostly highway, 30.2 mpg (3.31 gal./100 mi.) in city/suburb mix.

Overall: A charmer, despite some annoyances.

Sunday, May 25, 2014

Will the AutoZone (AZO) Earnings Report Drive Shares Higher? AAP, ORLY & PBY

The fiscal Q3 2014 earnings report for auto parts retailer stock AutoZone, Inc (NYSE: AZO), a peer of Advance Auto Parts, Inc (NYSE: AAP), O'Reilly Automotive Inc (NASDAQ: ORLY) and The Pep Boys - Manny, Moe & Jack (NYSE: PBY), is scheduled for before the market opens on Tuesday. Aside from the AutoZone earnings report, it should be said that Advance Auto Parts, Inc reported Q1 2014 earnings on May 15th (results were better than expected and they upped guidance); O'Reilly Automotive Inc reported Q1 2014 earnings on April 24th (results topped expectations); and The Pep Boys reported Q4 2013 earnings on April 15th and will report Q1 2014 earnings on June 10th (PBY reported a surprise loss as tire pricing negatively hit revenue). However and given the current uncertain economy that is keeping most consumers in their old cars, you would think that auto parts retailers in general would all be doing well.

What Should You Watch Out for With the AutoZone, Inc Earnings Report?

First, here is a quick recap of AutoZone's recent earnings history from Yahoo! Finance:

Earnings HistoryMay 13Aug 13Nov 13Feb 14
EPS Est 7.21 10.34 6.28 5.55
EPS Actual 7.27 10.42 6.29 5.63
Difference 0.06 0.08 0.01 0.08
Surprise % 0.80% 0.80% 0.20% 1.40%

 

In early March, AutoZone reported higher than expected quarterly sales and earnings, but shares fell because operating expenses rose 9% to about $700 million. AutoZone reported a 7.3% net sales increase to $2.0 billion, a domestic same store sales increase of 4.3% and a net income increase of 9.4% to $192.8 million. The Chairman/CEO commented:

"We are pleased to report our thirtieth consecutive quarter of double digit earnings per share growth. The credit for this accomplishment goes to our passionate and dedicated AutoZoners across the globe who always put our customers first! During our second quarter, much of the U.S. experienced extreme weather conditions, and those weather patterns accelerated our growth in certain failure related hard part categories while our deferrable maintenance categories were challenged. We are continuing to test a variety of initiatives focused on improving inventory availability. One of the key initiatives is in the implementation phase, and while it is very early, we are pleased with our progress to date. The other tests are ongoing and it will take several more quarters before we determine our next steps."

This time around and according to the Yahoo! Finance analyst estimates page, the consensus expects revenue of $2.33B and EPS of $8.44 – slightly down from the EPS consensus of $8.45 expected thirty days ago and up from the EPS consensus of $8.41 expected ninety days ago.

On the news front, it was reported Thursday that Cleveland Research sees AutoZone's Q3 comp sales trends and earnings are tracking ahead of consensus driven by DIY momentum and commercial business. For that reason, they raised their Q3 EPS estimate to $8.50 verses a consensus of $8.46 and FY14 to $31.58 verses a consensus of $31.52.

On Wednesday, it was reported that AutoZone June call option implied volatility is at 21, July is at 20, September is at 18 and December is at 17 verses a 26-week average of 19. This suggests slightly large near term price movement into the earnings report. 

What do the AutoZone, Inc Charts Say?

The latest technical chart for AutoZone does show a slight downward trend since last February:

And while The Pep Boys has given a rather flat performance since the end of the recession, AutoZone, Advance Auto Parts, Inc and O'Reilly Automotive Inc have all been giving investors a great performance:

On the techncial chart side, Advance Auto Parts, Inc has produced a multiple top, O'Reilly Automotive is in a slight downtrend and The Pep Boys appears stuck in reverse:

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Traders might want to take a closer look at the AutoZone options trading activities. However, I don't see any reason for long term investors to be nervous as AutoZone heads into earnings.

Saturday, May 24, 2014

How Does Toyota Motor Corp. Plan to Build Cars for Future Generations?

The world of cars as its stands today will undergo a sea change in the next 20 years, and only those automakers that are able to turn this change into opportunity will survive. Oil and gas major BP's "Energy Outlook 2035" and other studies throw up some pretty amazing predictions:

Hybrids would rule the market by 2035, constituting 67% of sales. Plug-in-hybrids and electric vehicles, or EVs, will take around 7% of the market share in 2035. Sales of conventional vehicles will decline by around 75%. Low-emission vehicle market will expand by 30.3% between 2012 and 2017. 

These facts indicate that green cars could be the future of the auto industry, and it's difficult to think about eco-freindly cars without thinking of Toyota (NYSE: TM  ) . The Japanese auto major was the first to mass produce a hybrid, the Prius, back in 1997, and is a leader in the field. It has a fleet of electric vehicles, and is pioneering fuel cell vehicle technology. Let's take a look at Toyota's playbook.


Source: Toyota

Hybrids
Toyota is the biggest seller of hybrids; global sales reached more than 6 million by end of 2013. It sold 2,302,000 hybrids in North America since the first-generation Prius was launched here in 2000. Over the years, Toyota has customized the Prius to suit American tastes -- the car has grown bigger in size, offers more features, and is available in several models.

Though there's no doubting Prius' cult status in hybrid circles, its aging looks have faced flak and has put a mild brake on its growth. Honda (NYSE: HMC  ) Accord overtook Prius in the first quarter of this calendar year by a small margin (around 293 units) to get to the top sales position in California, America's green car capital.  

To keep competition at bay, Toyota is constantly revving up things. The company will redesign the Prius for the 2015 model year -- the car will sport better looks and may create some new records with fuel economy. Edmunds.com expects combined mileage to touch 55 miles per gallon.

At the Frankfurt Autoshow in Europe last year, Toyota displayed its hybrid line up, ranging from Yaris, Auris, Auris Touring Sports, to the Prius plug-in hybrid. The company is a leader in hybrid in Europe with Toyota and Lexus brands holding 75% of the market share. 


Source: Toyota

The automaker has an aggressive plan for the future as it looks to launch 15 new or refurbished hybrid models globally. This will add to the 23 hybrid Toyota and Lexus models it boasts of. The company is leveraging on the envious lead it has taken over all other automakers.

EVs
Electric vehicles go one step up on hybrids in reducing CO2 emissions. Toyota has introduced a plug-in Prius 2014, adding to its EV offerings that include the RAV4 EV, and is even testing wireless recharging.


RAV4, Source: Toyota

Though Toyota has its share of electric vehicles, the shortcomings of the battery-enabled powertrains and a lukewarm response from buyers to EVs made the company constrain its future plans. The unpopularity has even led the Obama administration to drift from its plan to have 1 million EVs on the U.S. roads by 2015.

Knowing Toyota, it couldn't have just stopped at the pitfalls -- it has a viable Plan B, which brings us to fuel cells.

FCV
Toyota is betting big on fuel cell technology and has put in extensive research and resources into it. In simple words, a fuel cell is like a power plant where hydrogen and oxygen mix together to produce electricity. The advantages of fuel cell vehicles compensate for the major disadvantages of the battery-run EV:

It can cover a longer range and is competitive with hybrid and conventional models. It can refuel in the same time taken by a gasoline car -- five minutes.

Toyota debuted its FCV Concept in the Tokyo Motor Show in November and at the Consumer Electronics Show in Las Vegas in January. The car can go 300 miles on full tank, catch speed up to 60 miles per hour in 10 seconds, and get refueled in three to five minutes. It will go on sale in 2015. Honda is also ready to launch its own hydrogen car for the masses in 2015, and both Japanese automakers are looking to sell around 1,000 cars each annually according to Japanese news agency, Nikkei.

The hydrogen cars will be launched in the American, European and Japanese markets, with a price tag in the range of $50,000-$100,000. Nikkei has reported that prices could be at the higher end of the range but the carmakers are trying to get it down to a more affordable level with time. If Toyota can do with the FCV Concept what it did with the Prius, it can get a head start over its peers.

Wrapping up
Toyota is quick to identify trends and capitalize on them. The carmaker knows that hybrids are here to stay and so it's going at the segment full bore, to take lead at such a level that leaves competitors gasping. While it's still early to predict the future, Toyota's shift from EVs to FCVs could be another example of its foresight. And all this while it keeps adding to revenues and profits.

Warren Buffett just bought nearly 9 million shares of this company
Imagine a company that rents a very specific and valuable piece of machinery for $41,000… per hour (that's almost as much as the average American makes in a year!). And Warren Buffett is so confident in this company's can't-live-without-it business model, he just loaded up on 8.8 million shares. An exclusive, brand-new Motley Fool report details this company that already has over 50% market share. Just click HERE to discover more about this industry-leading stock… and join Buffett in his quest for a veritable landslide of profits!

Friday, May 23, 2014

Top 5 Growth Companies To Invest In 2015

Top 5 Growth Companies To Invest In 2015: Thoratec Corporation(THOR)

Thoratec Corporation engages in the development, manufacture, and marketing of proprietary medical devices used for circulatory support. The company?s primary product lines include ventricular assist devices, such as HeartMate II, an implantable left ventricular assist device consisting of a rotary blood pump to provide intermediate and long-term mechanical circulatory support (MCS); and HeartMate XVE, an implantable and pulsatile left ventricular assist device for intermediate and longer-term MCS. Its ventricular assist devices also comprise Paracorporeal Ventricular Assist Device, an external pulsatile ventricular assist device, which provides left, right, and biventricular MCS approved for bridge-to-transplantation (BTT), including home discharge, and post-cardiotomy myocardial recovery; and Implantable Ventricular Assist Device, an implantable and pulsatile ventricular assist device designed to provide left, right, and biventricular MCS approved for BTT comprising hom e discharge, and post-cardiotomy myocardial recovery. The company also provides CentriMag, an extracorporeal full-flow acute surgical support platform that offers support up to 30 days for cardiac and respiratory failure. In addition, it offers PediMag and PediVAS extracorporeal full-flow acute surgical support platforms designed to provide acute surgical support to pediatric patients. The company sells its products through direct sales force in the United States, as well as through a network of distributors internationally. Thoratec Corporation was founded in 1976 and is headquartered in Pleasanton, California.

Advisors' Opinion:
  • [By Todd Campbell]

    Competing for heart pump market share
    Abiomed's products provide circulatory support for up to six hours and are designed for use in cardiac cath labs or during heart surgery, but competitors Thoratec (NASDAQ: THOR  ) and Heartware (NASDAQ: HTWR  ) ! target the intermediate- and long-term-use market instead.

  • [By Brian Pacampara]

    What: Shares of medical device company Thoratec (NASDAQ: THOR  ) sank 12% today after its quarterly results missed Wall Street expectations.

  • source from USA Best Stocks:http://www.usabeststocks.com/top-5-growth-companies-to-invest-in-2015.html

Top Services Stocks For 2015

Top Services Stocks For 2015: Pembina Pipeline Corp (PBA)

Pembina Pipeline Corporation (Pembina) is a Calgary-based company, engaged in providing transportation and midstream services. It owns and operates: pipelines that transport conventional and synthetic crude oil and natural gas liquids produced in western Canada; oil sands, heavy oil and diluent pipelines; gas gathering and processing facilities; and, an oil and natural gas liquids infrastructure and logistics business. It has facilities located in western Canada and in natural gas liquids markets in eastern Canada and the United States. Pembina also offers a spectrum of midstream and marketing services. Pembinas Midstream business is organized into two segments: crude oil and NGL. The crude oil segment represents the Companys midstream operations. The NGL segment includes two operating systems: Redwater West and Empress East. Pembina's Conventional Pipelines business consists of a pipeline network, located 7,850 kilometers, that extends across much of Alberta and Britis h Columbia. Advisors' Opinion:
  • [By Vanin Aegea]

    Two companies that have been around for some time now are Imperial Oil (IMO) and Pembina Pipeline (PBA). Political instability in the Middle East has also given an extra relevance to the reserves found at this region, so let us see what the future holds and what gurus think of them.

  • source from Top Stocks Blog:http://www.seekpennystocks.com/top-services-stocks-for-2015.html

Thursday, May 22, 2014

Top 10 European Stocks To Invest In 2015

Exone (XONE) has outperformed major players in the 3D printing industry, 3D Systems (DDD) and Stratasys (SSYS), since it went public in February 2013. Its stock price grew by 68% compared to growth of around 22% of the other two giants. Exone's stock price plummeted on Sep. 3, 2013 due to the company's secondary offerings.

We believe this declining stock has upside potential, owing to its expansion plan in Germany. The company plans to enhance its facilities in Germany under its global growth strategy. Exone's above mentioned rivals also expect to grow with their strategies like acquisition and merger. So, there is lot of growth potential in the 3D printing industry, but which is the right bet for investors?


(Click to enlarge)

XONE data by YCharts

Growing globally

Exone announced to expand its facilities in Germany in August 2013. The company has domestic facilities in the U.S., and its international facilities are located in Germany and Japan. Exone is expected to almost double its operations in Germany; the new expanded facility will comprise around 150,700 square feet, which is almost double the company's current 77,500 square foot facility. The expansion will merge the company's European facilities that include production; warehousing, research and development facility, and Exone's European headquarter.

Top 10 European Stocks To Invest In 2015: STMicroelectronics N.V.(STM)

STMicroelectronics N.V., an independent semiconductor company, engages in the design, development, manufacture, and marketing of a range of semiconductor integrated circuits and discrete devices. Its products include discrete and standard commodity components, application-specific integrated circuits, custom devices and semi-custom devices, and application-specific standard products for analog, digital, and mixed-signal applications. The company also offers subsystems and modules for the telecommunications, automotive, and industrial markets comprising mobile phone accessories, battery chargers, ISDN power supplies, and in-vehicle equipment for electronic toll payment, as well as provides Smartcard products. Its products are used in various microelectronic applications consisting of automotive products, computer peripherals, telecommunications systems, consumer products, industrial automation, and control systems. The company sells its products through distributors and ret ailers. STMicroelectronics N.V. was founded in 1987 and is headquartered in Geneva, Switzerland.

Advisors' Opinion:
  • [By Lee Jackson]

    STMicroelectronics NV (NYSE: STM) supplies most set-top box chips for Scientific�Atlanta, and also sells chips for disk drives that end up in DVRs; but still has less than a 10% exposure. The consensus target for the stock is $11. Investors do receive an outstanding 4.0% dividend from the company.

  • [By Esekla]

    Like Universal Display, InvenSense (INVN) represents a good long-term opportunity in its own right. The price entry point is not quite as good, though it has pulled back under my more recent price target of $15, when reports of a long-awaited Apple design win were challenged. Though conversations between the two are ongoing, InvenSense management's comments indicate an unwillingness to get roped into wrecking margin for volume, like many other Apple suppliers. Consequently, I don't believe they will gain Apple as a customer until the release of an iWatch or similar device that absolutely requires InvenSense's best-in-class form factors and power usage. It's also possible that continued good news on their legal battles with ST Micro (STM) could move the stock.

  • [By Tim Brugger]

    In addition to the upgraded Atom processor rollout, Intel also announced a realignment of its management structure. Now comes word the "leading semiconductor company" named in a recent press release announcing the acquisition of a STMicroelectronics (NYSE: STM  ) and Ericsson (NASDAQ: ERIC  ) mobile GPS joint venture was none other than Intel. When Krzanich said he was committed to the rapidly changing mobile computing market, he wasn't kidding; and that should be sweet music to the ears of Intel shareholders.

  • [By Dan Burrows]

    Additionally, Wendy’s can use some of the cash freed up by the franchise model to invest in advertising and marketing, and that should boost customer traffic.

    Cheap Dividend Stocks #2: STMicroelectronics (STM)

    Share Price as of 4/4: $9.14
    YTD Stock Performance: 14%
    Dividend Yield: 4.4%

Top 10 European Stocks To Invest In 2015: TotalFinaElf S.A.(TOT)

TOTAL S.A., together with its subsidiaries, operates as an integrated oil and gas company worldwide. The company operates through three segments: Upstream, Downstream, and Chemicals. The Upstream segment engages in the exploration, development, and production of oil and natural gas. It also involves in the transportation, trade, and marketing of natural gas and liquefied natural gas (LNG), as well as in LNG re-gasification and natural gas storage operations. In addition, this segment engages in the shipping and trade of liquefied petroleum gas (LPG); power generation from gas-fired power plants, nuclear, or renewable energies; production, trade, and marketing of coal, as well as in solar power systems and technology operations. As of December 31, 2010, it had combined proved reserves of 10,695 Mboe of oil and gas. The Downstream segment involves in refining, marketing, trading, and shipping crude oil and petroleum products. It also produces a range of specialty products, s uch as lubricants, LPG, jet fuel, special fluids, bitumen, marine fuels, and petrochemical feedstock. This segment holds interests in 24 refineries located in Europe, the United States, the French West Indies, Africa, and China, as well as operates a network of 17,490 service stations. The Chemicals segment produces base chemicals, including petrochemicals and fertilizers, as well as engages in rubber processing, resins, adhesives, and electroplating activities. TOTAL S.A. was founded in 1924 and is based in Paris, France.

Advisors' Opinion:
  • [By Paul Ausick]

    What�� really interesting about this sale though, is the buyer. Rosneft will join other big oil companies like BP plc (NYSE: BP), Royal Dutch Shell plc (NYSE: RDS-A), and Total SA (NYSE: TOT) as an owner of its own oil trading desk. Rosneft already owns an oil trading business and late last year essentially borrowed $10 billion from commodity traders Vitol and Glencore to help fund Rosneft�� purchase of BP�� stake in BP-TNK. The Russian company pledged some 500 million barrels of future production to the two trading houses in exchange for the cash.

  • [By Dan Caplinger]

    Much of the reason for Statoil's weakness over the past year comes from a simple fact of geography. Investors have been extremely nervous about instability in the eurozone, and even though oil giants including France's Total (NYSE: TOT  ) , Italy's Eni (NYSE: E  ) , and Norway's Statoil all own energy properties located around the world, their shares have nevertheless traded as though they were overly exposed to their home markets. Moreover, Norway is among the most stable of Europe's national economies, making the cheap valuations even more ridiculous.

  • [By David Smith]

    Bowing out of Egypt
    It's also noteworthy that Egypt shares a western border with Libya, which is a significant producer, but where chaos and contretemps also reign. Is it any wonder, then, that Chevron (NYSE: CVX  ) announced on Tuesday that it will unload its Egyptian downstream operations, including 66 service stations and a couple of oil depots, to Total (NYSE: TOT  ) ? The French company is also buying the retail assets in the land of the Sphinx from Royal Dutch Shell (NYSE: RDS-B  ) . Perhaps it knows something of which the rest of us are unaware.

  • [By Dan Carroll]

    Europe has also experienced a tough economic climate this year, and the German DAX (DAXINDICES: ^DAX  ) and French CAC 40 indexes haven't had the best time so far in 2013. France's index has managed to climb a fraction of a percent, but that hasn't helped many French stocks this year: French oil giant Total SA (NYSE: TOT  ) has lost more than 10% year to date despite the company's forward-looking moves to expand into Africa and other locations; Total recently agreed to the construction of a refinery in Uganda for 30,000 barrels per day of refining. The DAX has dipped as Germany, long one of the lone bright spots in Europe, has seen its economy suffer from the eurozone's crisis and its PMI dive into contraction territory.

Top 5 China Stocks To Invest In 2015: Telefonica SA(TEF)

Telefonica, S.A. provides fixed and mobile telephony services primarily in Spain, rest of Europe, and Latin America. Its fixed telecommunication services include PSTN lines; ISDN accesses; public telephone; local, domestic, and international long distance and fixed-to-mobile communications; corporate communications; video telephony; supplementary and business-oriented value-added services; network services; leasing and sale of handset equipment; and telephony information services. The company?s Internet and broadband multimedia services comprise Internet service provider service; portal and network services; retail and wholesale broadband access; narrowband switched access to Internet; naked ADSL, a broadband connection; residential-oriented value-added services; companies-oriented value-added services; television services, such as IPTV, cable television, and satellite television; and Fiber to the Home, a service for high speed Internet access and digital video recording. Its data and business-solutions services principally include leased lines; virtual private network services; fiber optics services; the provision of hosting and application; outsourcing and consultancy services; desktop services; and system integration and professional services. The company?s wholesale services for telecommunication operators primarily comprise domestic interconnection services; international wholesale services; leased lines for other operators? network deployment; local loop leasing under the unbundled local loop regulation framework; and bit stream services. It also offers various mobile and related services and products that include mobile voice services, value added services, mobile data and Internet services, wholesale services, corporate services, roaming, fixed wireless, and trunking and paging services. The company has a strategic alliance with China Unicom (Hong Kong) Limited. Telefonica, S.A. was founded in 1924 and is headquartered in Madrid, Spai n.

Advisors' Opinion:
  • [By Chris Hill, Jason Moser, and Eric Bleeker, CFA]

    Reports last week out of Spain indicated that AT&T (NYSE: T  ) �was looking at making an offer to�Telefonica (NYSE: TEF  ) �valued at $93 billion. According to Spanish newspaper El Mundo,�the sale didn't proceed in part because of governmental concerns over having a foreign company buy the country's most valuable telecom player. Yet even if AT&T and Telefonica aren't met to be, there is ample evidence that America's dominant mobile companies have begun looking abroad for growth.

  • [By Selena Maranjian]

    Other companies didn't do quite as well last year, but could see their fortunes change in the coming years. Spanish telecom concern Telefonica (NYSE: TEF  ) gained 5%. The company is saddled with a lot of debt, and some see it as a possible acquisition target. Meanwhile, Telefonica is pushing Windows phones in Europe, and it has sold its Irish subsidiary.

  • [By Dan Radovsky]

    No go as yet for AT&T
    As for U.S. No. 2 wireless company AT&T, last week Bloomberg reported knowledgeable people saying it has been holding talks with Telefonica (NYSE: TEF  ) to buy a significant part of the Spanish telecom, or some of its other foreign assets.

Top 10 European Stocks To Invest In 2015: BP p.l.c.(BP)

BP p.l.c. provides fuel for transportation, energy for heat and light, retail services, and petrochemicals products. Its Exploration and Production segment engages in the oil and natural gas exploration, field development, and production; midstream transportation, and storage and processing; and marketing and trading of natural gas, including liquefied natural gas (LNG), and power and natural gas liquids (NGL). This segment has exploration and production activities in Angola, Azerbaijan, Canada, Egypt, Norway, Russia, Trinidad and Tobago, the United Kingdom, and the United States, as well as in Asia, Australasia, South America, North Africa, and the Middle East. This segment also owns and manages crude oil and natural gas pipelines; processing facilities and export terminals; and LNG processing and transportation, as well as NGL extraction facilities. BP p.l.c. has interests in the Trans-Alaska pipeline system, the Forties pipeline system, the Central Area transmission sys tem pipeline, the South Caucasus Pipeline, and Baku-Tbilisi-Ceyhan pipeline, as well as in LNG plants located in Trinidad, Indonesia, and Australia. The company?s Refining and Marketing segment involves in the supply and trading, refining, manufacturing, marketing, and transportation of crude oil, petroleum, and petrochemicals products and related services to wholesale and retail customers primarily under the BP, Castrol, ARCO, and Aral brands. Its Other Businesses and Corporate segment produces and markets rolled aluminum products, as well as generates energy through wind, solar, biofuels, hydrogen, and carbon capture and storage sources; and engages in shipping activities. The company was founded in 1889 and is headquartered in London, the United Kingdom.

Advisors' Opinion:
  • [By Benjamin Shepherd]

    In the meantime, though, 13 percent of the fund�� assets are devoted to health care with another 12.8 percent to consumer defensive names, helping to reduce the volatility of its portfolio. While the fund�� beta is roughly in line with the broader European market, its standard deviation is actually slightly lower while producing a superior return. It also offers an attractive 3.9 percent yield despite its focus on large, mature companies such as Nestle (OTC: NSRGY), Novartis (NYSE: NVS), HSBC (NYSE: HSBC) and BP (NYSE: BP).

    With more good news coming from Europe every day, Vanguard European Stock Index rates a buy up to 65.

  • [By Dividend Growth Investor]

    As a dividend investor, I would expect that names in my portfolio in 2042 would likely be different than the names present in 2012. After all, since 2008 I have experienced several cuts in my income portfolio. I had one cut in 2008 (ACAS), two cuts in 2009 (GE, STT), one cut in 2010 (BP) and no cuts in 2011 and 2012. With three months to go in 2013, I have not experienced any dividend cuts either. By maintaining a relatively diversified portfolio consisting of over 40 individual issues, my total dividend income is somewhat immune by dividend cuts or eliminations. If two companies in an equally weighted portfolio of 40 issues completely eliminate dividends but the remaining 38 issues raise distributions by 5%, my dividend income would be unchanged for the year. Assuming that I manage to replace the fallen dividends stocks I sold with fresh income stocks, I might even be able to eke out a gain in total dividend income. Monitoring 40 ��50 positions should not take a lot of time as well. Assuming that investors have done their homework in the initial stage, future time could be allocated reading annual reports and maybe quarterly reports while also performing an annual checkup of their position. I would not expect this to take more than 10 -15 hours/week.

  • [By Aaron Levitt]

    We��e in the thick of earnings season for the energy sector and BP (BP) and Occidental Petroleum (OXY) were the latest oil stocks to report earnings.

Top 10 European Stocks To Invest In 2015: British American Tobacco Industries p.l.c.(BTI)

British American Tobacco p.l.c., through its subsidiaries, engages in the manufacture, distribution, and sale of tobacco products. The company offers cigars, cigarettes, smokeless snus, roll-your-own, and pipe tobacco products under the Dunhill, Kent, Lucky Strike, Pall Mall, Vogue, Viceroy, Kool, Rothmans, Peter Stuyvesant, Benson & Hedges, and State Express 555 brand names. It has operations in the Asia-Pacific, the Americas, eastern and western Europe, Africa, and the Middle East. The company was founded in 1902 and is headquartered in London, the United Kingdom. British American Tobacco p.l.c. operates independently of Remgro Ltd. as of November 03, 2008.

Advisors' Opinion:
  • [By Rupert Hargreaves]

    Today I'm looking at British American Tobacco (LSE: BATS  ) (NYSEMKT: BTI  ) to determine whether the shares are still safe to buy at 3,663 pence.

Top 10 European Stocks To Invest In 2015: Aegon NV(AEG)

AEGON N.V. provides life insurance, pensions, and asset management products and services worldwide. The company?s life insurance products include traditional, term, universal, whole, and other life insurance products sold as part of defined benefit pension plans, endowment policies, post-retirement annuity products, and group risk products; supplemental health insurance products comprise accidental death, other injury, critical illness, hospital indemnity, medicare supplement, and student health; specialty lines consists of travel, membership, and creditor products; and long term care insurance products for policyholders who require care due to a chronic illness or cognitive impairment. It also offers a range of savings and retirement products and services, including mutual funds, and fixed and variable annuities, savings accounts and investment contracts, segregated funds, guaranteed investment accounts, and single premium immediate annuities, as well as investment advice to individuals. In addition, the company offers employer solutions and pensions, such as retirement plans, pension plans, and pension-related products and services; investment products, including onshore and offshore bonds, and trusts; reinsurance products and solutions to life insurance and financial services companies; general insurance products comprising house, car, and fire insurance; and asset management products and services, including general account assets, unit-linked funds, and third party activities. AEGON N.V. markets its products through independent and career agents, financial planners, registered representatives, independent marketing organizations, banks, broker-dealers, benefit consulting firms, wirehouses, affinity groups, institutional partners, independent managing general agencies, and specialized financial advisors, as well as through online, direct, and worksite marketing. The company was founded in 1900 and is headquartered in The Hague, the Netherl ands.

Advisors' Opinion:
  • [By Will Ashworth]

    Assuming it delivers on its outlook for 2014, its current free cash flow yield is a very enticing 20%. This isn�� a growth stock, but its brands still possess hidden value. As cheap stocks go, it�� very attractive.

    Cheap Stocks to Buy: Aegon (AEG)

    It�� not often that you can buy a $19 billion market cap for under 10 bucks. Aegon�� a Dutch insurance company that�� had a rough ride over the past few years, and its stock�� suffered as a result. In the late ’90s AEG stock traded around $60 — it hasn�� been anywhere close since. However, it�� got some good assets that should bear fruit in the years to come. Aegon has 12,000 employees in the Americas doing business primarily under the Transamerica brand, which has been a part of AEG since 1999.

Top 10 European Stocks To Invest In 2015: Aercap Holdings N.V. (AER)

AerCap Holdings N.V., through its subsidiaries, operates as an integrated aviation company worldwide. It engages in leasing and trading aircraft and engines; and selling parts. The company also provides aircraft management services, as well as aircraft and limited engine MRO services, and aircraft disassembly services through its repair stations. In addition, it offers aircraft services, including remarketing aircraft; collecting rental and maintenance payments, monitoring aircraft maintenance, monitoring and enforcing contract compliance, and accepting delivery and redelivery of aircraft; conducting ongoing lessee financial performance reviews; inspecting the leased aircraft; coordinating technical modifications to aircraft to meet new lessee requirements; conducting restructurings negotiations in connection with lease defaults; repossessing aircraft; arranging and monitoring insurance coverage; registering and de-registering aircraft; arranging for aircraft and aircraft engine valuations; and providing market research. The company?s management services include leasing and remarketing, cash management and treasury, technical advisory, and accounting and administrative services. As of March 31, 2011, it owned 272 aircraft and 95 engines, which it leased under operating leases to 118 lessees in 53 countries. The company was founded in 1995 and is headquartered in Schiphol, the Netherlands.

Advisors' Opinion:
  • [By Paul Ausick]

    More than two years ago, American International Group Inc. (NYSE: AIG) filed with the U.S. Securities and Exchange Commission for an initial public offering (IPO) in its aircraft leasing group, International Lease Finance Corp. (ILFC). That filing came to nothing, and AIG found little interest from buyers for ILFC, until Monday morning when it announced that AerCap Holdings N.V. (NYSE: AER) will buy the leasing operation for $3 billion in cash and 97.56 million shares of new AerCap stock. The total value of the deal is approximately $5.4 billion.

  • [By John Udovich]

    Yesterday around midday,�Netherlands based aviation leasing stock�AerCap Holdings N.V. (NYSE: AER) began surging on rumors and closed up 11.6%, meaning its probably time to take a closer look at those rumors along with aviation leasing peers like small caps or mid caps�Aircastle Limited (NYSE: AYR), Air Lease Corp (NYSE: AL), Fly Leasing Ltd (NYSE: FLY) and AeroCentury Corp (NYSEMKT: ACY).

  • [By Ben Levisohn]

    Finally. Finally American International Group (AIG) has disposed of its ILFC unit by selling it to AerCap Holdings (AER).

    Bloomberg News

    The Wall Street Journal has the details on the deal:

  • [By Roberto Pedone]

    AerCap (AER) provides aircraft leasing and aviation finance services. This stock closed up 3.3% at $18 in Wednesday's trading session.

    Wednesday's Volume: 740,000

    Three-Month Average Volume: 318,589

    Volume % Change: 85%

    From a technical perspective, AER jumped higher here right above its 50-day moving average of $17.27 with above-average volume. This stock has been uptrending strong for the last five months, with shares moving higher from its low of $14.84 to its recent high of $18.16. During that uptrend, shares of AER have been making mostly higher lows and higher highs, which is bullish technical price action. That move has now pushed shares of AER within range of triggering a near-term breakout trade. That trade will hit if AER manages to take out its 52-week high at $18.16 with high volume.

    Traders should now look for long-biased trades in AER as long as it's trending above its 50-day at $17.27 or above more near-term support at $17.17 and then once it sustains a move or close above its 52-week high at $18.16 with volume that's near or above 318,589 shares. If that breakout hits soon, then AER will set up to enter new 52-week-high territory, which is bullish technical price action. Some possible upside targets off that move are $20 to $23.

Top 10 European Stocks To Invest In 2015: Fresenius Medical Care Corporation (FMS)

Fresenius Medical Care AG & Co. KGaA, a dialysis company, provides products and services for patients with chronic kidney diseases. As of May 12, 2011, it provided dialysis care services to 216,942 patients through its network of 2,769 dialysis clinics primarily in North America, Europe, Latin America, the Asia-Pacific, and Africa. The company also develops and manufactures various dialysis products, including hemodialysis machines, dialyzers, hemofilters, dialysis fluid filters, tubing systems, fistula needles, dialysis related equipment, acute hemodialysis machines, plasma filters, acute tubing systems and cassettes, catheters, and related disposable products for chronic hemodialysis, acute therapy, home therapy, and therapeutic apheresis, as well as dialysis drugs. In addition, it provides laboratory services. Fresenius Medical sells its products through distributors. The company was founded in 1996 and is headquartered in Bad Homburg, Germany.

Advisors' Opinion:
  • [By Charles Carlson, CEO and Portfolio Manager, Horizon Investment Services]

    For investors looking for growth but also income, I especially like three health-care related stocks��resenius Medical (FMS), Novo Nordisk (NVO), and Smith & Nephew (SNN).

  • [By Louie Grint]

    Still unaffected
    First, Fresenius Medical Care (NYSE: FMS  ) is the No. 1 global provider of dialysis equipment. It enjoys leading market share of almost 33% in its home country.

  • [By Ben Eisen]

    DaVita (DVA) �gained 8.9% and Fresenius (FMS) �rose 7.2%.

  • [By Johanna Bennett]

    The Centers for Medicare and Medicaid decided today to cut government payment to dialysis clinics. So why did share prices for DaVita HealthCare Partners (DVA) and rival Fresenius Medical Care (FMS) rise so steeply today?

Wednesday, May 21, 2014

3 Capital Markets Stocks to Sell Now

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Best Valued Stocks To Invest In Right Now

For the current week, the overall ratings of three capital markets stocks are worse, according to the Portfolio Graderdatabase. Each of these rates a “D” (“sell”) or “F” overall (“strong sell”).

This week, Affiliated Managers Group, Inc. () falls to a D (“sell”), worse than last week’s grade of C (“hold”). Affiliated Managers operates as an asset management company providing investment management services to mutual funds, institutional clients, and high net worth individuals in the United States. Shares of the stock have been exchanging at an usually rapid pace, twice the rate of the week prior. The stock has a trailing PE Ratio of 28.60. .

The rating of GFI Group () declines this week from a C to a D. GFI Group provides brokerage services and data and analytics products to institutional clients. The stock also rates an F in Earnings Revisions. .

The rating of Medallion Financial () slips from a C to a D. Medallion Financial is a specialty finance company that originates and services loans financing the purchase of taxicab medallions and related assets. The stock also gets an F in Earnings Surprise. .

Louis Navellier’s proprietary Portfolio Grader stock ranking system assesses roughly 5,000 companies every week based on a number of fundamental and quantitative measures. Stocks are given a letter grade based on their results — with A being “strong buy,” and F being “strong sell.” Explore the tool here.

Sunday, May 18, 2014

The Joys of Asset Allocation – In One Fund?

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At Personal Finance, we have grown increasingly concerned with the national trend toward underfunded retirement plans. As a service to our subscribers, for the next few weeks we'll send you a complimentary series of focused briefs to get you thinking about new ways to maximize performance both inside and outside of a structured 401k or similar plan. We hope you'll find these briefs useful … if they are not applicable to your situation please click here to stop receiving the series.

Are so-called "single asset allocation plans" a better deal than building your own asset allocation program out of individual funds?

John Hancock certainly thinks so.

In a brand new survey of John Hancock Retirement Plan services plan participants, the investment firm found that respondents "who invested exclusively in a single John Hancock asset allocation portfolio earned better returns on average than participants who selected individual investment options to form their portfolios over the five, ten, and fifteen year periods ending December 31, 2012."

The gap isn't huge, but individual asset allocation plan investors earned 1.06% more, on an annual basis, in their retirement plans, than investors with non-asset allocation funds.

Hancock says it's all about diversifying via "a single choice" – a term you rarely hear from Wall Street when discussing asset allocation investing.

But individual asset allocation portfolios aren't exactly new, and they are becoming widely available in most 401k plans.

Many such funds come under the banner of "One Choice Portfolios", i.e. signature target-date and target-risk asset allocations fund-of-funds that offer automatically diversified investment solutions in a single portfolio.

By and large, asset allocation portfolios help 401k plan investors diversify by investing in myriad mutual funds through a single investment. The funds t! ypically include a mix of stock, bond and money market mutual funds based on the portfolio’s objectives.

That mixture makes portfolio diversification a "one step" process, and one can hope it makes things easier for 401k plan participants looking to spread their money – and their risk – around.

Certainly, they're worth looking into – but know what you're looking for. Asset allocation funds usually come in two categories:

Risk-based asset allocation fund: A portfolio that matches your comfort with market ups and downs. This fund aims to rebalance to stay at a balanced risk level, and you decide what that risk level should be.

Time-based asset allocation fund: A portfolio based upon a future date when you plan to start using your money. This fund is adjusted automatically to grow more conservative as you get closer to your retirement date.

If you find yourself buried under a blizzard of different funds in your 401k plan, give asset allocation plans a closer look – especially since they offer more performance, according to John Hancock, than the traditional blend of funds that comprise most 401k plan portfolios.

As always, good luck, and good 401k savings – and I'll see you next week.

Brian O'Connell is an investment analyst at Investing Daily, and the editor of the 401K Millionaire. An ex-Wall Street bond trader, he has appeared as an expert financial commentator on CNN, NPR, Fox News, Bloomberg, CNBC, C-Span, CBS Radio, and many other media broadcast outlets, and is the author of two best-selling books on retirement investing.

 

 

 

 

 

Saturday, May 17, 2014

Why Bank of America Is Set to Grow

Bank of America (BAC), inclusive of yesterday's poor trading, has still provided investors a 37.9% return in the last 12 months, and has recently upped its dividend after passing its Federal Stress Test in the last month.

Throughout 2014, the bank has continued to make progress in this regard. It's been settling litigation left and right, and CEO Brian Moynihan appears to continue steering the ship in the right direction. USA Today reported on recent litigation leading up to the bank's earnings:

Bank of America in March agreed to pay $9.3 billion to settle claims it marketed risky mortgages to Fannie Mae and Freddie Mac. At the same time, the bank reached a $15 million settlement with the New York State Attorney General's office over its 2009 purchase of Merrill Lynch.

And on April 9, the bank also agreed to pay $772 million in refunds and fines to settle allegations by the Consumer Financial Protection Bureau and the Office of Comptroller of the Currency that it had bilked millions of customers with deceptive credit card practices. The agreement was "in line with what we expected," bank spokesman Tony Allen said last week.

Although many people seemed to be surprised by Bank of America's earnings, there were some of us that were expecting exactly what we got: good underlying bank performance that was negatively affected by one time legal costs.

When the smoke cleared, the bank had beat on its revenue line, posting a number of $22.76 billion versus analyst estimates of $22.33 billion to $22.4 billion. Ex-items, the bank wound up earning $0.35 per share.

In addition to its legal costs, the bank saw its mortgage business — which it has been trimming over the last couple of years — slowing. Mortgage originations were down 65%.

The bank's balance sheet strength continued to improve. It had $1.4 billion in charge offs, down from $2.5 billion in the same quarter the year prior.

Some of the more important news came later on in the afternoon when it reported the bank was close to settling with the DOJ, a reason which I think is one of the reasons it bolstered its legal reserves in quarter one:

Bank of America (-2.5%) boosted legal reserves by $2.4 billion in the first quarter, and management is playing coy about why, but the WSJ says the bank is near a multi-billion dollar settlement with the DOJ to end civil probes into a number of legacy issues. The talks have been ongoing for months, but intensified, say sources, after JPMorgan late last year settled for $13 billion.

If settled, it'll surely cost the bank a significant amount of money. But, it'll be over, and that's the important part. Putting their heads down and knocking each one of these out of the way until there's none left. It may not look like it, but the bank is making significant progress in this regard.

The bank continues to get leaner and meaner under the watchful eye of Moynihan. The bank's total employees was down to 238,600 from 262,800 in the same quarter a year prior. It's also operating with 5% fewer branch locations. This is all part of a cost-cutting initiative that was put into place a couple of years ago, that is concluding during this year.

Bank of America's banking division posted a profit of $1.66 billion, as compared to $1.45 billion a year earlier. This shows underlying fundamental progress for the bank's "meat and potatoes" business.

As the bank continues to stay on the front line of the automation adoption curve in the banking sector, and continues to keep its head down and make progress, I think better days will be ahead for shareholders.

Moynihan seems to be doing a damn good job in making progress to get the bank over the hump of the '07 to '08 disaster, which was the main item he was tasked with as CEO of the bank.

I contend that BAC is a buy here. There's likely to be a couple more months of legalese headlines that could potentially mire the stock price, but in the long term, the bank's underlying business is performing. Better days are ahead for Bank of America; it just needs to hold on and wait. Moynihan has been doing a brilliant job since he began, and my trust is with him and Buffett that Bank of America will soon rise like a phoenix from the ashes.

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Friday, May 16, 2014

8 real-world style tips for grads

College students are notorious for blurring the lines between pajamas and clothing, favoring floors over closets for clothing storage, and for borrowing outfits from friends and boyfriends — whether they fit or not.

Then, one day, they put on a graduation gown and enter the job market where wardrobe norms can be a bit less lenient.

"All of a sudden, they need to be wearing clothes that are tailored properly and that are pressed and professional," says Peggy Noe Stevens, author of "Professional Presence: A Four-Part Program for Building your Personal Brand" and president of Peggy Noe Stevens & Associates, a Louisville, Ky., image consulting firm.

"Most of them have no idea where to begin. Many of them don't own a single item that could be worn into an interview."

And buying that one great interview suit — a rite of passage 10 years ago — just doesn't cut it anymore. "The professional wardrobe has changed," says Stevens. "It's all over the board. Some companies are more casual; others are still suit and tie. ... You want to dress appropriately, but you want to do more than that. You want to dress like you belong."

If that task seems daunting, it doesn't have to be. "Dressing for an interview takes some thought and some homework," says Wendy Jacobs, vice president and regional employment manager for BB&T. Jacobs interviews nearly 100 job candidates a year and also talks to business students about interviewing etiquette at local colleges. "I tell students to just pick up the phone," says Jacobs. "Call human resources and ask about the dress code. It's never wrong to do that."

In other words, your clothes can set you apart. You want them to do that in a positive way.

Hannah Fulkerson(Photo: By Michael Clevenger/The C-J)

To mak! e sure that happens, here's a quick list of interview dressing do's and don'ts:

1. BUILD YOUR GROWN-UP WARDROBE. Start assembling the makings of an adult closet now. "I tell students to start thinking about a professional wardrobe before or as soon as they graduate," says Stevens. "You need that suit, yes, but you should also think in terms of good basics. Good pants. A few good tailored shirts. Nice shoes."

2. LEARN HOW TO IRON. "I can't tell you how many people mention young people coming in looking rumpled," says Jacobs. "I always say, 'Neat, clean and pressed. It doesn't have to be expensive. But you have to look polished and presentable.' "

3. TAKE A GOOD LOOK IN THE MIRROR — OR GET A PROFESSIONAL OPINION. Extremely long hair, tattoos, nail art, wild hair colors and even facial hair for guys may be commonplace on campuses, but they're not as welcome in every workplace. "I tell grads to book a consultation and talk to a stylist," says Stevens. "You want to look polished and relevant." Whether or not you cut or color your hair, it's wise to go into an interview with a fairly conservative beauty look.

4. PUT YOUR BEST FOOT FORWARD — AND NOT IN SANDALS. The experts agree that crazy, colorful, sexy shoes don't scream 'serious job candidate.' Whether it's a pair of wildly colored men's athletic shoes or chunky platform sandals, bold footwear is a step in the wrong direction. "Men should be wearing loafers or oxfords; women should stick with classic pumps or conservative peep toes," says Chris Fulkerson, president of VIP studios, a local image consulting agency.

5. PAY ATTENTION TO FIT. Buying grown-up clothes is a good start, but don't stop there: Make sure they fit properly. Take it to a tailor. Try it on for your parents. "You want to make sure the fit is precise," says Fulkerson, whose two college-age daughters recently found jobs. After all, anyone who takes the time to get the fit just right would probably take the time to attend to a whole host of other details tha! t an empl! oyer is looking to delegate.

6. MOM MAY BE WRONG: YOU PROBABLY CAN SKIP THE PANTYHOSE. Up until two or three years ago, pantyhose was a conservative workplace standard — even in the sweltering summer. Good news for recent grads: "Hose are not required anymore," says Jacobs. "It's worth a call to HR, but our bank is very conservative and we've changed our dress code."

7. AS LONG AS YOU DON'T LOOK SEXY. Bare legs may be OK, but not if you're showing too much of them. "One of the biggest mistakes women can make is dressing too sexy," says Jacobs. Hemlines should hit right above the knee and cleavage is a no-no. The same goes for clingy or sheer fabrics and "too much bling."

8. DON'T DRESS LIKE A CLONE. You want your clothes to be neat. Clean. Pressed. Well-fitting. But that doesn't mean they have to be boring. So forget those images of navy blue suits, pumps and suntan hose — or gray suits and rep ties — and find work clothes that you also actually like to wear. "If you feel good in your clothes, you project confidence," says Jacobs. And that, regardless of where you're interviewing, always works.

THE LOOK THAT GOT THE JOB

Sydney Fulkerson, a University of Kentucky senior in merchandising and business, was recently offered an internship with a small Los Angeles fashion label. Her look:

-- A sophisticated (not sexy) leather skirt and top signal an interest in fashion.

-- This sleek jacket looks polished and pulled together.

-- An envelope clutch adds a finishing touch and organizes papers.


ANOTHER LOOK THAT LANDED THE JOB

Hannah Fulkerson, who recently completed her master's degree in art therapy at the University of Louisville, just took a job as an art therapist working with children in Boston.

-- Soft blue (jacket) is approachable.

-- Black pants look professional, but not fussy.

-- Shoulder bag and classic pumps are practical and pulled together.

Thursday, May 15, 2014

PLUG – Plug Power Stock a Sell Even on Good Earnings

Twitter Logo LinkedIn Logo Google Plus Logo RSS Logo Dan Burrows Popular Posts: The Top 10 S&P 500 Dividend Stocks for May5 Stocks to Buy in MayTwitter Stock Gets Third Upgrade in Three Days … And Still Isn’t a Good Buy Recent Posts: PLUG – Plug Power Stock a Sell Even on Good Earnings Weak Retail Sales Hurt Everything from Home Depot to Nike The Top 10 S&P 500 Dividend Stocks for May View All Posts

Anyone who follows Plug Power (PLUG) won’t be surprised that PLUG stock managed to fall nearly 10% right after Wednesday’s opening bell. Wild swings are what Plug Power is known for, and there are sure to be many more — probably to the downside — ahead.

plugpower185 PLUG   Plug Power Stock a Sell Even on Good EarningsThere are always a few stocks that a portion of the market falls head-over-heels in love with, despite investors’ better judgment. Take look at what PLUG stock has done over the last 12 months, and it’s abundantly clear some players are blinded by their ardor.

True, Plug Power is one of the few ways for investors to bet on the exciting and revolutionary technology of electricity-generating fuel cells. But since when does it make sense for shares in a company that helps power fork lifts to rise more than 1,400% in a year?

plug power stock PLUG   Plug Power Stock a Sell Even on Good EarningsJust as worrisome is the epic volatility seen in Plug Power stock. Indeed, PLUG stock has traded in a range of 22 cents to $11.72 in the last year alone. Sure, Plug Power stock still is up more than 140% for the year-to-date, but it’s also off 64% since its March 10 high. Have a look at the chart:

How does anyone figure an entry and exit point in a stock like that — especially one as neurotic as Plug Power stock?

Plug Power Stock Short Circuits on Earnings

The latest sell0ff in PLUG was set in motion by disappointing quarterly earnings. Plug Power reported a wider net loss year-over-year, to $75.9 million, or 57 cents a share, from $8.6 million, or 18 cents, in 2013. Yes, much of that stemmed from a charge of $68.4 million for stock warrants, but even on an adjusted basis, PLUG missed analysts’ estimate. Plug Power had an adjusted loss of 6 cents when Wall Street was looking for a loss of 5 cents.

Then again, missing by a penny a share is hardly a tragedy. Furthermore, although revenue declined to $5.6 million from $6.4 million, the top line comfortably exceeded Street estimates. That might be a disappointing quarter for PLUG, but it wasn’t so bad that the stock needed to be shellacked.

However, PLUG took a bad beating because that’s what happens to momentum stocks with insanely high valuations when anything negative comes to light.

Even after Wednesday’s selloff, Plug Power stock was luxuriously expensive, with a nosebleed forward price-to-earnings ratio (P/E) of 77. For comparison, the S&P 500 trades at 16 times forward earnings. Heck, even Netflix (NFLX) — a poster child for pricey momentum stocks — has a P/E of just 50.

That’s not to say that PLUG doesn’t have a solid business or a great future. It very well may. Walmart (WMT), the world’s largest retailer, uses fuel-cell-powered forklifts aided by Plug Power’s systems.

At an investor conference this week, PLUG said it will deliver more than 3,000 units this year and will end 2014 with a profit, excluding interest, taxes and depreciation. That’s nothing but good news for PLUG.

It does not, however, make Plug Power stock a buy.

Like fellow fuel-cell stocks Ballard Power Systems (BLDP) and FuelCell Energy (FCEL), PLUG stock trades wildly from headline to headline. The volatility alone makes Plug Power too risky because it’s far too easy to buy high.

If anything, Plug Power stock is a sell if you’re sitting on gains. Momentum stocks don’t stand a chance in this market, especially if they carry a 1,400% gain over the last year.

PLUG stock offers too many reasons to get out, and there looks to be plenty more selling ahead.

That’s why it’s time to pull the plug.

As of this writing, Dan Burrows did not hold a position in any of the aforementioned securities.